They offer features like overdrafts, interest on savings accounts and other functionality designed to make it easy to manage your money. N26 is focused squarely on providing a good alternative to the traditional bank account. N26 and Revolut have taken different approaches to the banking experience: Both banks also offer virtual cards in the app over and above the physical debit cards. Additionally, both providers let you easily block your debit card from their mobile apps if your card is lost or stolen. That’s why we’d recommend N26 over Revolut if you travel extensively.īoth providers offer elegant cards with a modern aesthetic, with metal cards available on their most exclusive plans. There’s one important difference though - N26 doesn’t charge commission on card transactions in a foreign currency, whereas Revolut charges up to 2% of the amount you spend. They both offer a Mastercard (though Revolut offers Visa cards in some countries) that supports contactless, Apple Pay, and Google Pay payments. On the surface, N26's and Revolut's debit cards are quite similar. As a result, if you're looking for more advanced banking features, then N26 has the edge. Additionally - although it's a licensed bank - Revolut's primary offering is still its prepaid, multi-currency card, and we think its banking services still have a way to go to becoming a more complete and mature product. Revolut may charge for faster transfers or to accounts that are not held with Revolut, while N26 doesn't charge for these services. Signing up for either N26 or Revolut will give you a current account (with an IBAN), a debit card, push notifications, budgeting, financial planning, money transfers, and several other core services. That out the way, let's get straight to our in-depth comparison of N26 and Revolut: ― Furthermore, in this review, we only compare the services' standard plans - namely the 'N26 Standard' and 'Revolut Standard' accounts respectively. N26 is a fully-featured bank account, whereas Revolut's main offering is its prepaid debit card and multi-currency functionality (although a licensed bank, its banking services are still slightly less specialised and fine-tuned than N26's). It's important to note at the very beginning that N26 and Revolut are fundamentally quite different. Read on to see how they stack up with each other across multiple areas, including fees, product quality, and customer satisfaction. In this side-by-side review, we compare N26 and Revolut to help you make a more informed decision about the two. The same day they both arrived on the account at the same time, which is why I suspect it had to be approved manually.Two of Europe's best-known fintechs, N26 and Revolut are two world-class digital banking services that both go a long way in reducing the costs traditionally associated with banking and offer a user-friendly online experience. I transferred 2 in from SEPA and 2 days later wrote to them, why they hadn't arrived. The first business transfer seems to have to be approved. But in my case about the business account, they made aware of slow response times regarding KYC, because of Covid-19. It is true that their support is a bit slow. We did that and then everything was fine. But because my structure is only people and no companies, they would accept scans if just every part of the company structure opened a talent account and verified. They required notarised company papers sent to them. But I was quickly contacted about verifying the business before using it. The signup was easy and like one said, too easy. I have both a personal account and a business account with Bitsafe.Įasy to create and verify and they support card (which is paused right now, because of the whole Wirecard issue).
0 kommentar(er)
